PIP and Motorcycle Accidents


Motorcycle accidents occur daily in Florida

In many cases, motorcycle accidents can result in severe injuries, property damage, or death. However, most people do not know that Florida personal injury protection (PIP) law does not apply to motorcycles. According to Chapter 627 of the Florida Statutes, personal injury protection law only applies to motor vehicles. This means that even when you think you may have full coverage for your injuries from a motorcycle accident, it might not be the case.

If you own a motorcycle, it is important that you address these concerns with your agent to make sure that you are properly insured in the event of a motorcycle accident.

Personal Injury Protection Considerations:

  1. Make sure your policy contains PIP. This will help you cover your medical expenses in the event you are involved in a motorcycle accident.
  2. Make sure your policy contains property damage. This will help cover the property damage expenses. Remember, this portion of the policy does not contain coverage for injuries. This only applies to property.
  3. Finally, make sure your policy contains underinsured/uninsured motorist coverage. This portion of the policy will help you cover you medical expenses, pain and suffering, and other out of pockets in the event the other driver is uninsured or does not have enough insurance to cover your injuries.


The attorneys at Perenich, Caulfield, Avril & Noyes represent those involved in car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, and other types of personal injury matters. Our firm is one of the oldest personal injury law firms in Tampa Bay. There are no attorneys’ fees or costs unless we prevail for you. Call our office 24 hours a day at 727-796-8282 or simply click here to schedule a free case consultation.


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