Applying for SSD? 3 Things To Consider
If you’re disabled and unable to work, Social Security Disability (SSD) is a huge help. However, applying is a challenging and frustrating process. An application denial makes things even more frustrating. Are you thinking about applying for SSD? Consider these three important questions first.
1. Do I have a disability?
This might seem like an obvious question. When you’re in pain, chronically ill, or unable to work, you know you’re disabled. However, the Social Security Administration (SSA) has its own requirements. You are disabled, by SSA standards, if a mental or physical impairment prevents you from doing any substantive or gainful work AND the physical or mental disability has lasted at least 12 months, or is expected to result in death. This means that a temporary injury, even if it prevents you from doing work, does not qualify you for SSD.
2. Can I do any work?
For example, imagine your job includes physical labor at a construction site. After a back injury, you can no longer bend or lift, preventing you from doing physical labor. You can, however, still do jobs that don’t involve physical labor. If this is the case, you may not qualify for SSD, as you are still able to do substantive and gainful work. While you cannot do your current job, SSA will consider if you can do any job.
3. What is my income?
SSD is need-based. If you earn more than $1,130 per month, you cannot receive SSD. However, this does not include investments, interests, or a spouse’s income.
Do You Qualify?
If you believe you qualify for SSD after considering these questions, you can fill out the application online, or schedule an appointment with your nearest Social Security office. If your application for SSD isunfairly denied, consider speaking with an experienced Social Security Disability attorney.
The attorneys at Perenich, Caulfield, Avril & Noyes represent those involved in car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, and other types of personal injury matters. Our firm is one of the oldest personal injury law firms in Tampa Bay. There are no attorneys’ fees or costs unless we prevail for you. Call our office 24 hours a day at 727-796-8282 or simply click here to schedule a free case consultation.