The Background and Basics of Social Security

Around 61 million people in the United States benefit from Social Security, and 5.4% of all Americans receive Social Security Disability (SSD) benefits. Maybe you are one of the beneficiaries of one of these programs, or have a family member or loved one who receives Social Security or SSD benefits.  But how much do you actually know about the history of Social Security?

The Origins of Social Security

Social Security is a program that provides benefits to people who are not currently earning wages. So it makes sense that it began at a time when money was a major concern: the Great Depression. As a result of a stock market crash, millions of Americans suffered from financial hardships between 1929 and 1939. To help Americans find stability, President Franklin D. Roosevelt introduced the Social Security Act in 1935. It created a program that would provide unemployment insurance, pensions for the elderly, and aid to families with dependent children.

Since then, the goal of helping people find financial stability has remained mostly the same. Today, the Social Security program still provides benefits to retirees and people with disabilities, as well as benefits based on financial need. Currently employed people fuel the program, as they pay into Social Security to help others. When they retire or if they become disabled, then it is their turn to benefit from the system.

What Do I Qualify For?

It can be difficult for people to determine which program they qualify for, depending on factors like income and health. For example, Supplemental Security Income (SSI) is a need-based program. It is available to people who have a limited income and less than $2,000 in assets. It is also available to people who have never worked or haven’t worked in recent years. On the other hand, Social Security Disability Insurance (SSDI) is based on work credits. When someone is employed, they earn work credits which can later help them qualify for SSDI.

Help Is Available

Social Security and its various programs have been around for decades, but the process can still be confusing and complicated.  That is why hiring a SSD or SSI attorney can be such a big help—an experienced attorney understands the nuances of the complex, and can help deserving individuals find the relief they need.


The attorneys at Perenich, Caulfield, Avril & Noyes represent those involved in car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, and other types of personal injury matters. Our firm is one of the oldest personal injury law firms in Tampa Bay. There are no attorneys’ fees or costs unless we prevail for you. Call our office 24 hours a day at 727-796-8282 or simply click here to schedule a free case consultation.

Related Post

Leave us a reply

Paste your AdWords Remarketing code here
Concerned or unable to meet