2 Questions to Ask Before Applying for SSD

2 Questions to Ask Before Applying for SSD

When you’re suffering from a serious injury or illness, Social Security Disability (SSD) benefits can help. SSD benefits can help you stay afloat as you deal with medical bills, lost wages, and other financial complications. But unfortunately, the application process for SSD is often rigorous and intense. Many people find themselves denied for benefits the first time they apply. It can be frustrating to be denied when applying for SSD benefits, especially when you truly need the help. To avoid complications, here are two important questions you should ask yourself before applying for SSD.

Am I Disabled?

When you’re in pain from an injury or chronic illness, you know that you’re  in need of help. However, the Social Security Administration (SSA) has its own specific requirements that you must meet. There are two main criteria you must meet:

  • Your condition must last, or be expected to last, at least 12 months, or is expected to end in death
  • Your condition must prevent you from doing any substantive or gainful work

If you condition does not meet these requirements, your request for benefits may be denied. For example, if you have a back injury after a car accident that temporarily hinders your ability to work, you will likely not qualify for benefits. This is because your condition is not expected to last for at least 12 months.

Can I Do Any Work?

As seen in the SSD requirements above, you should apply for SSD only if you cannot do any work. For example, if you are a construction worker and suffer a serious back injury, you may be no longer able to perform certain job functions, like heavy lifting. However, if you could perform another type of work, like sitting at a desk and entering data, you may not qualify for SSD, since you are still able to work. While your injury or illness may prevent you from doing your previous job, you may not qualify if you are still able to do other jobs.

Do You Qualify?

Before applying for SSD, ask yourself these questions about your condition and abilities. If you still feel like you are ready for apply, you can fill out an application online or contact your nearest SSA office. If you feel that you meet the qualifications but your application is still denied, an experienced SSD attorney can help see you through the next steps of the process.


The attorneys at Perenich, Caulfield, Avril & Noyes represent those involved in car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, and other types of personal injury matters. Our firm is one of the oldest personal injury law firms in Tampa Bay. There are no attorneys’ fees or costs unless we prevail for you. Call our office 24 hours a day at 727-796-8282 or simply click here to schedule a free case consultation.

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